Looking After Our Clients with Builders Warranty Insurance

For those of you in the trade, you probably already know the details of Builders Warranty Insurance - what the insurer wants and the hassle associated with getting all of the information together, only to be told they need more. For those of you heading in the direction of becoming a Builder – you might currently be a Carpenter or Bricklayer – and throughout the application process you’ve seen ‘Letter of Eligibility’ and thought – ‘what is that exactly?’

Here at imar we have a dedicated team of Client Managers who exclusively look after our Builders. With regards to Builders Warranty Insurance, they can guide you through the minefield and the red tape, ensuring a smooth process from application, through to the registration of your Eligibility and the individual Builders Warranty Insurance jobs that come along the way.

It can be a terribly confusing part of the insurance for a construction business, and at imar we’ve noticed a lot of insurance businesses our there acting simply as post boxes for their clients. When the going gets tough they might charge extra fees or simply not be there at all, through lack of expertise or resources.

At imar, we’ve gone the other way, particularly with something a structurally important as Builders Warranty Insurance. You get the best from the best at imar.

If you require assistance with your Letter of Eligibility and Builders Warranty Insurance, contact the Builders team at https://www.imar.com.au/builders-warranty-insurance/  to get the most solid foundation for your construction business today.

Can You Afford to be Without Public Liability Insurance for Builders?

Insurance for tradies is a necessity not a luxury. If a third party was to incur Personal Injury or Property Damage due to your negligence, then they could lodge a claim against you or your company. Having the right cover in place means that your Insurer will defend the matter on your behalf. Without insurance, your business or you personally could be liable to pay these costs, and considering the average Public Liability insurance for builders policy has a Limit of Liability ranging from $5,000,000 to $20,000,000or more, the stakes are high. Could your company afford it?

Tradies often work in dangerous and fast changing environments, for builders this is certainly the case. Public liability insurance for builders is vital in ensuring that your business is well equipped to handle the ups and downs that it may face. Whether you operate as a sole trader or run a company with a team of your own, if third party injury or property damage occurs as a result of your negligence, it’s vital to have the right insurance in place to protect your assets. To ensure that your policy includes the right cover and extensions applicable to your business, you should seek assistance from a specialist like imar.

In addition to Public Liability, builders need to consider an array of other covers from Construction Insurance, Home Warranty Insurance (in some states), Plant & equipment  including cover for your tools, just to name a few. Hold on, what about your biggest asset, YOU and your ability to earn an income, what would happen to your business and family in the event of a loss of income as a result of being unable to work due to injury or sickness? Contact the building industry experts at imar to arrange comprehensive cover with an established insurance provider that fully understands your trade on 1800 284 627.

Are you Searching for a Commercial Insurance Company in Melbourne?

We’ve all done it. That is, trawled online comparison sites in search of the cheapest insurance quote. Are you aware, however, of the distinction between purchasing the least expensive quote you can find online, versus consultation with a business insurance broker to ensure that the policy is fully comprehensive and covers your particular business requirements? Have you received clear advice on what the policy exclusions are, and feel confident that you won’t have any nasty shocks down the track if the worst should happen and you need to make a claim? Peace of mind that your business is covered is important and using the services of a reputable commercial insurance company in Melbourne will help you to achieve that.

imar are just such a company, their knowledgeable Client Managers will ask a series of questions to fully understand your enterprise and the risks you potentially face. They will navigate through all the options available to present the most appropriate and competitively priced for you to review and make your final decision. Using imar, long established and respected insurance broking firm to negotiate on your behalf ensures that you benefit from their scale and access to a broad range of insurers, resulting in the best cover to suit your business and budget.

Commercial insurance can guard your business against physical threats such as fire, burglary, business interruption, public and products liability, or the breakdown of equipment or damage to goods and glass. Additional cover can be added to safeguard against the actions of malicious employees as well as unforeseen tax audit expenses.

Top tips on getting the right insurance for concreters

If your trade is concreting, your biggest hazard is not getting the mix exactly right as per your client’s order. Jokes aside, of course you know the risks involved in your occupation and you work hard to keep yourself and co-workers safe. Is a comprehensive insurance policy part of your mix if the worst should happen?

As a concreter, you understand the potential for third party accidental injury or property damage is a possibility in your line of work. If, unfortunately, either were to occur do you have full legal protection should an individual or company make a claim? If not, expensive court costs could land at your door and do serious damage to the financial health of you & your business. Your tools also need safeguarding against loss or damage; a comprehensive policy can compensate you if they are lost due to theft, fire & many other perils, or in a vehicle accident, including overturning. Cover should also be taken out for accident &illness preventing you from working, & in the event of your death. Having the right insurance can ensure you still have an income during these times or a final lump sum will be paid to your estate.

You deliver a top notch product to your clients and you want your insurer to provide the same to you. The experts at imar protect tens of thousands of tradies across the country at work every day, so they understand your requirements. They make sure the concreters insurance they offer covers everything you need for piece of mind, at the right price.

Looking for an Expert Business Insurance Broker?

Business insurance protects companies from potential risks. It is rightly considered one of the most important investments a business can make to protect itself against unforeseen and costly hazards. Insurance provides financial security in times of theft, property damage, employee or customer injury and other serious situations. Business owners who have not secured insurance are at risk of sudden financial impacts if trouble arises. It is, therefore, essential to choose an appropriate insurance policy to suit specific business needs.

It is important to find a reputable business insurance broker who has experience in the industry. There are various types of business insurance and a professional broker can guide you through the process to identify the best policy for your needs. Business owners looking to purchase insurance should consider imar, their leading policy brokers can recommend the most suitable plan based on their client’s needs.

imar’s experts understand the risks that businesses face and offer a fully tailored solution to effectively minimise risks. They are best qualified to understand the liabilities and can offer a specific policy for the best premium.

imar offers a range of services that include:

• Full support with all insurance requirements
• Complete handling of claims
• Negotiating solutions for risk management and alternative mechanisms for risk transfer.

For further information or to obtain an insurance quote call 1800 284 627 or visit https://www.imar.com.au/imar-business-insurance/

Importance of Electrician's Insurance

The job of an electrician is highly hazardous and all those who are associated with this trade know the significance of going in for the Electrician’s Insurance . This can effectively provide you protection from variety official liabilities which can come up because of personal injuries, property damage and several other such situations. You can conveniently buy a suitable electrician insurance policy from the trusted insurance company, imar. They tailor a policy keeping in mind your specific requirements and can offer a highly comprehensive coverage. This may include loss of personal property, damage to building, lawsuits and much more. It is important to understand that all those businesses, which fall under the electrical trade, have to get at least the mandatory electrician insurance. You need to familiarise yourself with the local rules and regulations, which may vary from one state to another.

The insurance specialists of this leading company provide guidance and offer advice based upon the regulations of a particular state. There are a number of indemnity covers and each one of them is an essential part of an electrician’s insurance package. These can include Public and Products Liability Insurance, which is vital since there are several risks associated with the electrician causing damage to third party property or bodily damage. The Electricians Tools and Stock Insurance are of immense importance as the tools are vital assets of every electrician. This affordable cover protects tools against damage or specified losses. Then there is the Electricians Income Protection Insurance, which is of immense importance if you get injured, fall sick and cannot work. Under such circumstances, this cover can give financial security by providing you with a monthly amount until you return to work.

What is the Role of Business Insurance Policies? Instincts

Business insurance policies are designed to provide protection against unexpected events and ensure the assets, income and property of a business is kept secure in the face of unforeseen future losses. However, in every business the risk cannot be ruled out. Even a minor risk has the capability to impact on the growth and sustainability of the business. Therefore, it is essential to select the appropriate insurance policy that will cover all requirements of your business. With an efficient policy in place, business owners are able to focus on the core of their company.

Insurance provides the financial support during unexpected measures and increases the reliability and assurance of protection for your business. There are a number of insurance policies available to business owners including a single policy or a combination of policies, depending on the requirements of your business as these vary considerably. It is essential for a business to be fully protected against all risks, to ensure long term sustainability.

Insurance companies and brokers offer policies to cover the standard business needs and requirements. imar is one of the leading insurance providers with years of experience in the industry and have a team of experts to understand your exact requirements. imar offer their customers a variety of business insurance policies  to suit their company’s needs. Choosing the right insurance is very important, which is why imar has provided a number of different insurance policies to protect your business. Visit imar at http://www.imar.com.au/business-insurance-policy/ to find out more details.